October 19, 2026 · United States Strategy, Insight, and Advocacy for Insurance Claims
insurance

What the State Farm Wildfire Claims Action Teaches Every Policyholder About Claim Deadlines

A state enforcement action over Los Angeles wildfire claims is a reminder that your insurer is on a claim-handling clock. Learn the deadlines, track them, and enforce them.

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insurance

What the State Farm Wildfire Claims Action Teaches Every Policyholder About Claim Deadlines

A state enforcement action over Los Angeles wildfire claims is a reminder that your insurer is on a claim-handling clock. Learn the deadlines, track them, and enforce them.

James Whitfield Oct 19, 2026
insurance claims

California's Disaster Recovery Reform Act (SB 876): What It Changes for Your Claim

A plain-language guide to California's proposed SB 876, what it would change for disaster insurance claims, and the rights you can already use today.

James Whitfield Oct 5, 2026
insurance claims

Large Loss Claims: How the Process Differs When the Damage Exceeds $100,000

Understand how the insurance claims process changes for large losses exceeding $100,000, including adjuster assignments, documentation, and settlement strategies.

James Whitfield Sep 21, 2026
claims adjusting

The Role of Forensic Engineers in Insurance Claims: When Carriers Use Them and What They Look For

Learn when insurance carriers hire forensic engineers, what they investigate in property damage claims, and how their findings affect claim outcomes.

James Whitfield Sep 8, 2026
insurance claims

Vacancy Clauses in Commercial Insurance: What Business Owners Need to Know

Understand how vacancy clauses in commercial property insurance can reduce or eliminate coverage and what business owners should do to protect their claims.

James Whitfield Aug 26, 2026
claim disputes

How to Appeal a Denied Insurance Claim: Step-by-Step

A step-by-step guide to appealing a denied property insurance claim, including how to review the denial, gather evidence, and escalate the dispute.

James Whitfield Aug 13, 2026