September 2, 2026 · United States Strategy, Insight, and Advocacy for Insurance Claims
insurance-claims

Vacancy Clauses in Commercial Insurance: What Business Owners Need to Know

Understand how vacancy clauses in commercial property insurance can reduce or eliminate coverage and what business owners should do to protect their claims.

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insurance claims

Vacancy Clauses in Commercial Insurance: What Business Owners Need to Know

Understand how vacancy clauses in commercial property insurance can reduce or eliminate coverage and what business owners should do to protect their claims.

James Whitfield Aug 26, 2026
claim disputes

How to Appeal a Denied Insurance Claim: Step-by-Step

A step-by-step guide to appealing a denied property insurance claim, including how to review the denial, gather evidence, and escalate the dispute.

James Whitfield Aug 13, 2026
insurance claims

Concurrent Causation in Insurance Claims: When Multiple Events Cause One Loss

Understand concurrent causation in property insurance claims, how anti-concurrent causation clauses work, and what it means when multiple events cause one loss.

James Whitfield Jul 31, 2026
insurance claims

Reserved Rights Letters: What They Mean and How to Respond

Learn what a reservation of rights letter means for your insurance claim, why carriers send them, and how policyholders should respond.

James Whitfield Jul 20, 2026
claims adjusting

How Insurance Companies Use Computerized Estimating Software (Xactimate) — and What You Should Know

Learn how insurance carriers use Xactimate estimating software to value property damage claims and what policyholders should know about the process.

James Whitfield Jul 8, 2026
policyholder advocacy

When to Hire a Public Adjuster vs When to Hire an Attorney

Learn when to hire a public adjuster versus an attorney for your insurance claim and how each professional can help maximize your recovery.

James Whitfield Jun 25, 2026